Call reports 2016
KENTUCKY FARMERS BANK CORPORATION — 2016
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 180,862,000 | 182,403,000 | 182,978,000 | 177,202,000 |
| Total loans | 66,001,000 | 67,202,000 | 68,733,000 | 69,507,000 |
| Allowance for loan losses | 1,270,000 | 1,200,000 | 1,146,000 | 1,118,000 |
| Securities available for sale | 86,021,000 | 87,165,000 | 84,786,000 | 87,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,906,000 | 138,446,000 | 138,417,000 | 135,670,000 |
| Interest-bearing deposits | 100,263,000 | 100,716,000 | 101,276,000 | 100,553,000 |
| Noninterest-bearing deposits | 38,644,000 | 37,730,000 | 37,141,000 | 35,116,000 |
| Equity capital | 41,761,000 | 43,619,000 | 44,069,000 | 41,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,326,000 | 6,433,000 | 8,381,000 |
| Interest expense | 93,000 | 189,000 | 290,000 | 387,000 |
| Net interest income | 2,119,000 | 4,137,000 | 6,143,000 | 7,994,000 |
| Noninterest income | 383,000 | 766,000 | 1,164,000 | 1,539,000 |
| Noninterest expense | 1,352,000 | 2,811,000 | 4,159,000 | 5,617,000 |
| Provision for loan losses | -105,000 | -468,000 | -448,000 | -465,000 |
| Pretax income | 1,395,000 | 2,760,000 | 4,195,000 | 3,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,395,000 | 2,760,000 | 4,195,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,262,000 | 40,228,000 | 41,261,000 | 40,419,000 |
| Total capital | 40,532,000 | 41,428,000 | 42,407,000 | 41,537,000 |
| Risk-weighted assets | 138,586,000 | 138,172,000 | 134,595,000 | 152,110,000 |