Call reports 2015
KENTUCKY FARMERS BANK CORPORATION — 2015
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,538,000 | 173,397,000 | 173,993,000 | 179,827,000 |
| Total loans | 70,285,000 | 72,270,000 | 72,801,000 | 71,101,000 |
| Allowance for loan losses | 1,688,000 | 1,717,000 | 1,435,000 | 1,392,000 |
| Securities available for sale | 83,162,000 | 86,125,000 | 83,457,000 | 82,709,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,695,000 | 133,359,000 | 133,618,000 | 138,718,000 |
| Interest-bearing deposits | 101,393,000 | 99,183,000 | 97,654,000 | 99,148,000 |
| Noninterest-bearing deposits | 33,302,000 | 34,176,000 | 35,964,000 | 39,569,000 |
| Equity capital | 40,628,000 | 39,656,000 | 39,869,000 | 40,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,106,000 | 6,194,000 | 8,264,000 |
| Interest expense | 106,000 | 207,000 | 308,000 | 408,000 |
| Net interest income | 1,897,000 | 3,899,000 | 5,886,000 | 7,856,000 |
| Noninterest income | 340,000 | 694,000 | 1,092,000 | 1,486,000 |
| Noninterest expense | 1,358,000 | 2,801,000 | 4,141,000 | 5,470,000 |
| Provision for loan losses | 26,000 | 90,000 | 184,000 | 330,000 |
| Pretax income | 831,000 | 1,676,000 | 2,839,000 | 3,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 831,000 | 1,676,000 | 2,839,000 | 3,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,419,000 | 36,864,000 | 37,629,000 | 38,267,000 |
| Total capital | 38,107,000 | 38,581,000 | 39,064,000 | 39,659,000 |
| Risk-weighted assets | 148,317,000 | 150,492,000 | 147,456,000 | 141,574,000 |