Call reports 2014
KENTUCKY FARMERS BANK CORPORATION — 2014
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,584,000 | 172,253,000 | 168,337,000 | 175,129,000 |
| Total loans | 68,074,000 | 67,524,000 | 68,852,000 | 71,133,000 |
| Allowance for loan losses | 1,826,000 | 1,793,000 | 1,722,000 | 1,677,000 |
| Securities available for sale | 75,791,000 | 78,809,000 | 79,628,000 | 80,040,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,317,000 | 131,109,000 | 126,279,000 | 133,347,000 |
| Interest-bearing deposits | 99,428,000 | 98,180,000 | 97,037,000 | 99,042,000 |
| Noninterest-bearing deposits | 33,889,000 | 32,928,000 | 29,242,000 | 34,304,000 |
| Equity capital | 39,057,000 | 40,769,000 | 41,547,000 | 41,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 4,390,000 | 6,488,000 | 8,564,000 |
| Interest expense | 113,000 | 224,000 | 338,000 | 449,000 |
| Net interest income | 2,327,000 | 4,166,000 | 6,150,000 | 8,115,000 |
| Noninterest income | 310,000 | 636,000 | 979,000 | 1,315,000 |
| Noninterest expense | 1,308,000 | 2,695,000 | 4,001,000 | 5,337,000 |
| Provision for loan losses | 272,000 | 309,000 | 288,000 | 283,000 |
| Pretax income | 1,709,000 | 2,637,000 | 3,668,000 | 4,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,709,000 | 2,637,000 | 3,668,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,229,000 | 35,757,000 | 36,389,000 | 36,589,000 |
| Total capital | 36,521,000 | 37,049,000 | 37,700,000 | 37,931,000 |
| Risk-weighted assets | 102,837,000 | 102,869,000 | 104,473,000 | 107,060,000 |