Call reports 2013
KENTUCKY FARMERS BANK CORPORATION — 2013
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,538,000 | 168,881,000 | 165,940,000 | 172,096,000 |
| Total loans | 72,433,000 | 73,381,000 | 73,706,000 | 70,496,000 |
| Allowance for loan losses | 1,566,000 | 1,531,000 | 1,600,000 | 1,615,000 |
| Securities available for sale | 77,487,000 | 72,985,000 | 76,441,000 | 74,422,000 |
| Securities held to maturity | 138,000 | 138,000 | 138,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,764,000 | 131,352,000 | 128,426,000 | 133,567,000 |
| Interest-bearing deposits | 106,564,000 | 98,179,000 | 97,482,000 | 98,359,000 |
| Noninterest-bearing deposits | 29,200,000 | 33,173,000 | 30,944,000 | 35,207,000 |
| Equity capital | 38,575,000 | 37,201,000 | 37,077,000 | 38,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,376,000 | 6,678,000 | 8,841,000 |
| Interest expense | 134,000 | 258,000 | 376,000 | 492,000 |
| Net interest income | 2,158,000 | 4,118,000 | 6,302,000 | 8,349,000 |
| Noninterest income | 313,000 | 655,000 | 996,000 | 1,277,000 |
| Noninterest expense | 1,246,000 | 2,461,000 | 3,799,000 | 5,082,000 |
| Provision for loan losses | 100,000 | 140,000 | 233,000 | 292,000 |
| Pretax income | 1,374,000 | 2,539,000 | 3,736,000 | 4,556,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,374,000 | 2,539,000 | 3,736,000 | 4,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,338,000 | 33,103,000 | 33,900,000 | 34,320,000 |
| Total capital | 33,736,000 | 34,481,000 | 35,293,000 | 35,665,000 |
| Risk-weighted assets | 111,673,000 | 110,066,000 | 111,222,000 | 107,305,000 |