Call reports 2012
KENTUCKY FARMERS BANK CORPORATION — 2012
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,931,000 | 169,637,000 | 174,349,000 | 174,867,000 |
| Total loans | 74,077,000 | 74,914,000 | 72,919,000 | 73,785,000 |
| Allowance for loan losses | 1,450,000 | 1,469,000 | 1,493,000 | 1,539,000 |
| Securities available for sale | 78,513,000 | 78,591,000 | 81,854,000 | 74,633,000 |
| Securities held to maturity | 177,000 | 177,000 | 177,000 | 138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,510,000 | 129,061,000 | 130,340,000 | 136,398,000 |
| Interest-bearing deposits | 101,830,000 | 98,201,000 | 99,818,000 | 103,510,000 |
| Noninterest-bearing deposits | 31,679,000 | 30,860,000 | 30,522,000 | 32,888,000 |
| Equity capital | 39,218,000 | 40,224,000 | 43,566,000 | 38,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,673,000 | 7,080,000 | 9,525,000 |
| Interest expense | 167,000 | 317,000 | 458,000 | 595,000 |
| Net interest income | 2,093,000 | 4,356,000 | 6,622,000 | 8,930,000 |
| Noninterest income | 293,000 | 556,000 | 891,000 | 1,213,000 |
| Noninterest expense | 1,208,000 | 2,463,000 | 3,737,000 | 4,951,000 |
| Provision for loan losses | -9,000 | 17,000 | 64,000 | 116,000 |
| Pretax income | 1,377,000 | 2,611,000 | 4,010,000 | 5,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,377,000 | 2,611,000 | 4,010,000 | 5,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,954,000 | 36,788,000 | 37,787,000 | 31,364,000 |
| Total capital | 37,399,000 | 38,244,000 | 39,233,000 | 32,761,000 |
| Risk-weighted assets | 115,562,000 | 116,455,000 | 115,653,000 | 111,589,000 |