Call reports 2011
KENTUCKY FARMERS BANK CORPORATION — 2011
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,984,000 | 161,115,000 | 168,941,000 | 170,389,000 |
| Total loans | 72,641,000 | 73,567,000 | 73,365,000 | 73,209,000 |
| Allowance for loan losses | 1,404,000 | 1,503,000 | 1,457,000 | 1,458,000 |
| Securities available for sale | 76,830,000 | 76,352,000 | 76,205,000 | 75,865,000 |
| Securities held to maturity | 215,000 | 215,000 | 216,000 | 177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,187,000 | 122,525,000 | 129,277,000 | 131,116,000 |
| Interest-bearing deposits | 105,173,000 | 99,241,000 | 98,023,000 | 98,836,000 |
| Noninterest-bearing deposits | 23,014,000 | 23,284,000 | 31,254,000 | 32,280,000 |
| Equity capital | 36,564,000 | 38,235,000 | 39,221,000 | 38,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 4,984,000 | 7,446,000 | 9,895,000 |
| Interest expense | 234,000 | 456,000 | 665,000 | 846,000 |
| Net interest income | 2,316,000 | 4,528,000 | 6,781,000 | 9,049,000 |
| Noninterest income | 275,000 | 577,000 | 888,000 | 1,208,000 |
| Noninterest expense | 1,135,000 | 2,333,000 | 3,586,000 | 4,733,000 |
| Provision for loan losses | -153,000 | -40,000 | -70,000 | -18,000 |
| Pretax income | 1,594,000 | 3,336,000 | 4,648,000 | 6,118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,594,000 | 3,336,000 | 4,648,000 | 6,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,653,000 | 34,996,000 | 35,907,000 | 36,977,000 |
| Total capital | 35,027,000 | 36,376,000 | 37,299,000 | 38,368,000 |
| Risk-weighted assets | 109,815,000 | 110,260,000 | 111,285,000 | 111,236,000 |