Call reports 2010
KENTUCKY FARMERS BANK CORPORATION — 2010
What KENTUCKY FARMERS BANK CORPORATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 157,097,000 | 157,286,000 | 164,882,000 | 164,067,000 |
| Total loans | 70,278,000 | 72,943,000 | 73,687,000 | 74,433,000 |
| Allowance for loan losses | 1,511,000 | 1,533,000 | 1,583,000 | 1,580,000 |
| Securities available for sale | 75,090,000 | 64,349,000 | 79,489,000 | 78,473,000 |
| Securities held to maturity | 263,000 | 263,000 | 254,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,678,000 | 119,803,000 | 125,117,000 | 124,691,000 |
| Interest-bearing deposits | 100,092,000 | 99,256,000 | 103,901,000 | 101,362,000 |
| Noninterest-bearing deposits | 20,586,000 | 20,547,000 | 21,216,000 | 23,329,000 |
| Equity capital | 36,132,000 | 37,089,000 | 39,306,000 | 38,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,285,000 | 7,866,000 | 10,459,000 |
| Interest expense | 293,000 | 601,000 | 901,000 | 1,160,000 |
| Net interest income | 2,458,000 | 4,684,000 | 6,965,000 | 9,299,000 |
| Noninterest income | 252,000 | 556,000 | 860,000 | 1,147,000 |
| Noninterest expense | 1,109,000 | 2,207,000 | 3,399,000 | 4,682,000 |
| Provision for loan losses | 45,000 | 85,000 | 167,000 | 219,000 |
| Pretax income | 2,028,000 | 3,323,000 | 4,801,000 | 6,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,028,000 | 3,323,000 | 4,801,000 | 6,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,572,000 | 34,466,000 | 35,544,000 | 36,459,000 |
| Total capital | 34,808,000 | 35,741,000 | 36,859,000 | 37,791,000 |
| Risk-weighted assets | 98,102,000 | 101,738,000 | 104,879,000 | 106,153,000 |