Call reports 2022
NEWTEK BANK, NATIONAL ASSOCIATION — 2022
What NEWTEK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 200,782,000 | 212,693,000 | 205,889,000 | 208,029,000 |
| Total loans | 155,815,000 | 160,890,000 | 165,451,000 | 167,218,000 |
| Allowance for loan losses | 2,443,000 | 2,471,000 | 2,508,000 | 2,599,000 |
| Securities available for sale | 6,600,000 | 6,489,000 | 6,484,000 | 5,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,303,000 | 145,928,000 | 138,833,000 | 141,641,000 |
| Interest-bearing deposits | 121,837,000 | 121,387,000 | 115,819,000 | 119,395,000 |
| Noninterest-bearing deposits | 22,466,000 | 24,541,000 | 23,014,000 | 22,246,000 |
| Equity capital | 37,041,000 | 37,064,000 | 37,459,000 | 37,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,653,000 | 5,607,000 | 7,799,000 |
| Interest expense | 451,000 | 973,000 | 1,595,000 | 2,285,000 |
| Net interest income | 1,379,000 | 2,680,000 | 4,012,000 | 5,514,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 23,000 |
| Noninterest expense | 1,156,000 | 2,297,000 | 3,188,000 | 4,326,000 |
| Provision for loan losses | -228,000 | -203,000 | -200,000 | -109,000 |
| Pretax income | 456,000 | 596,000 | 1,040,000 | 1,320,000 |
| Income tax | 21,000 | 37,000 | 81,000 | 115,000 |
| Net income | 435,000 | 559,000 | 959,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,178,000 | 37,302,000 | 37,701,000 | 37,946,000 |
| Total capital | 39,079,000 | 39,277,000 | 39,747,000 | 39,986,000 |
| Risk-weighted assets | 151,527,000 | 157,492,000 | 163,200,000 | 162,619,000 |