Call reports 2016
NEWTEK BANK, NATIONAL ASSOCIATION — 2016
What NEWTEK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 219,194,000 | 212,623,000 | 221,932,000 | 222,952,000 |
| Total loans | 186,478,000 | 180,346,000 | 188,316,000 | 198,023,000 |
| Allowance for loan losses | 2,590,000 | 2,310,000 | 2,593,000 | 2,783,000 |
| Securities available for sale | 7,259,000 | 8,255,000 | 4,754,000 | 4,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,419,000 | 138,099,000 | 146,235,000 | 144,317,000 |
| Interest-bearing deposits | 119,046,000 | 115,351,000 | 114,512,000 | 120,298,000 |
| Noninterest-bearing deposits | 26,373,000 | 22,748,000 | 31,723,000 | 24,019,000 |
| Equity capital | 40,511,000 | 41,202,000 | 41,036,000 | 41,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,368,000 | 6,456,000 | 8,666,000 |
| Interest expense | 498,000 | 1,018,000 | 1,537,000 | 2,063,000 |
| Net interest income | 1,543,000 | 3,350,000 | 4,919,000 | 6,603,000 |
| Noninterest income | 36,000 | 64,000 | 87,000 | 112,000 |
| Noninterest expense | 1,097,000 | 2,187,000 | 3,266,000 | 4,247,000 |
| Provision for loan losses | 143,000 | -168,000 | 57,000 | 170,000 |
| Pretax income | 339,000 | 1,395,000 | 1,683,000 | 2,298,000 |
| Income tax | 46,000 | 116,000 | 168,000 | 210,000 |
| Net income | 293,000 | 1,279,000 | 1,515,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,514,000 | 41,203,000 | 41,037,000 | 41,310,000 |
| Total capital | 42,860,000 | 43,473,000 | 43,426,000 | 43,777,000 |
| Risk-weighted assets | 187,390,000 | 181,571,000 | 190,882,000 | 197,019,000 |