Call reports 2015
NEWTEK BANK, NATIONAL ASSOCIATION — 2015
What NEWTEK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,486,000 | 187,807,000 | 192,520,000 | 206,532,000 |
| Total loans | 151,686,000 | 160,896,000 | 162,125,000 | 172,609,000 |
| Allowance for loan losses | 2,179,000 | 2,214,000 | 2,401,000 | 2,416,000 |
| Securities available for sale | 8,220,000 | 8,289,000 | 9,453,000 | 8,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,133,000 | 126,966,000 | 126,287,000 | 140,622,000 |
| Interest-bearing deposits | 112,363,000 | 104,888,000 | 105,103,000 | 115,862,000 |
| Noninterest-bearing deposits | 21,770,000 | 22,078,000 | 21,184,000 | 24,760,000 |
| Equity capital | 39,932,000 | 40,375,000 | 40,647,000 | 40,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,598,000 | 5,475,000 | 7,553,000 |
| Interest expense | 394,000 | 794,000 | 1,198,000 | 1,642,000 |
| Net interest income | 1,355,000 | 2,804,000 | 4,277,000 | 5,911,000 |
| Noninterest income | 21,000 | 41,000 | 68,000 | 96,000 |
| Noninterest expense | 1,050,000 | 2,073,000 | 3,133,000 | 4,172,000 |
| Provision for loan losses | 65,000 | 40,000 | 176,000 | 164,000 |
| Pretax income | 261,000 | 732,000 | 1,036,000 | 1,671,000 |
| Income tax | 29,000 | 75,000 | 119,000 | 178,000 |
| Net income | 232,000 | 657,000 | 917,000 | 1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,959,000 | 40,385,000 | 40,646,000 | 40,221,000 |
| Total capital | 41,907,000 | 42,461,000 | 42,753,000 | 42,433,000 |
| Risk-weighted assets | 155,627,000 | 165,939,000 | 168,310,000 | 176,795,000 |