Call reports 2025
NEW PEOPLES BANK, INC. — 2025
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 881,169,000 | 893,341,000 | 911,136,000 | 910,158,000 |
| Total loans | 670,731,000 | 695,815,000 | 707,272,000 | 709,586,000 |
| Allowance for loan losses | 7,832,000 | 7,948,000 | 7,967,000 | 8,107,000 |
| Securities available for sale | 98,625,000 | 96,750,000 | 96,153,000 | 96,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,016,000 | 783,019,000 | 800,502,000 | 799,452,000 |
| Interest-bearing deposits | 564,779,000 | 566,205,000 | 587,559,000 | 641,742,000 |
| Noninterest-bearing deposits | 213,237,000 | 216,814,000 | 212,943,000 | 157,710,000 |
| Equity capital | 83,698,000 | 85,953,000 | 90,581,000 | 94,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,330,000 | 23,254,000 | 35,862,000 | 48,490,000 |
| Interest expense | 3,537,000 | 7,075,000 | 10,840,000 | 14,617,000 |
| Net interest income | 7,793,000 | 16,179,000 | 25,022,000 | 33,873,000 |
| Noninterest income | 2,446,000 | 4,935,000 | 7,445,000 | 10,062,000 |
| Noninterest expense | 7,252,000 | 14,425,000 | 21,771,000 | 28,993,000 |
| Provision for loan losses | 167,000 | 322,000 | 510,000 | 739,000 |
| Pretax income | 2,728,000 | 6,275,000 | 10,094,000 | 14,136,000 |
| Income tax | 633,000 | 1,440,000 | 2,304,000 | 3,255,000 |
| Net income | 2,095,000 | 4,835,000 | 7,790,000 | 10,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,802,000 | 96,278,000 | 98,907,000 | 101,997,000 |
| Total capital | 101,829,000 | 104,547,000 | 107,263,000 | 110,354,000 |
| Risk-weighted assets | 641,884,000 | 661,350,000 | 668,390,000 | 668,339,000 |