Call reports 2021
NEW PEOPLES BANK, INC. — 2021
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 809,234,000 | 796,525,000 | 799,755,000 | 794,409,000 |
| Total loans | 594,454,000 | 591,915,000 | 574,162,000 | 593,744,000 |
| Allowance for loan losses | 7,293,000 | 6,696,000 | 6,657,000 | 6,734,000 |
| Securities available for sale | 46,292,000 | 96,031,000 | 105,228,000 | 107,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,822,000 | 712,219,000 | 714,334,000 | 708,422,000 |
| Interest-bearing deposits | 453,017,000 | 449,678,000 | 451,015,000 | 448,625,000 |
| Noninterest-bearing deposits | 268,805,000 | 262,541,000 | 263,319,000 | 259,797,000 |
| Equity capital | 74,149,000 | 75,717,000 | 77,251,000 | 78,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,247,000 | 14,585,000 | 22,612,000 | 29,890,000 |
| Interest expense | 699,000 | 1,291,000 | 1,813,000 | 2,281,000 |
| Net interest income | 6,548,000 | 13,294,000 | 20,799,000 | 27,609,000 |
| Noninterest income | 2,096,000 | 4,476,000 | 5,804,000 | 8,118,000 |
| Noninterest expense | 6,307,000 | 12,975,000 | 19,664,000 | 26,161,000 |
| Provision for loan losses | 186,000 | 372,000 | 372,000 | 372,000 |
| Pretax income | 2,151,000 | 4,423,000 | 6,889,000 | 9,516,000 |
| Income tax | 452,000 | 940,000 | 1,447,000 | 2,060,000 |
| Net income | 1,699,000 | 3,483,000 | 5,442,000 | 7,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,815,000 | 74,429,000 | 76,264,000 | 79,274,000 |
| Total capital | 78,934,000 | 80,710,000 | 82,575,000 | 85,890,000 |
| Risk-weighted assets | 488,327,000 | 502,068,000 | 504,561,000 | 529,148,000 |