Call reports 2019
NEW PEOPLES BANK, INC. — 2019
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 720,772,000 | 700,805,000 | 705,752,000 | 705,233,000 |
| Total loans | 553,585,000 | 555,618,000 | 558,745,000 | 562,546,000 |
| Allowance for loan losses | 5,467,000 | 5,188,000 | 5,150,000 | 5,368,000 |
| Securities available for sale | 58,001,000 | 56,398,000 | 53,478,000 | 50,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,202,000 | 620,094,000 | 622,382,000 | 622,283,000 |
| Interest-bearing deposits | 457,743,000 | 445,022,000 | 445,475,000 | 450,696,000 |
| Noninterest-bearing deposits | 181,459,000 | 175,072,000 | 176,907,000 | 171,587,000 |
| Equity capital | 66,943,000 | 68,053,000 | 69,043,000 | 69,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,577,000 | 15,355,000 | 23,219,000 | 31,022,000 |
| Interest expense | 1,282,000 | 2,564,000 | 3,856,000 | 5,183,000 |
| Net interest income | 6,295,000 | 12,791,000 | 19,363,000 | 25,839,000 |
| Noninterest income | 1,810,000 | 3,734,000 | 6,551,000 | 8,502,000 |
| Noninterest expense | 7,211,000 | 14,788,000 | 21,817,000 | 28,726,000 |
| Provision for loan losses | 135,000 | 270,000 | 1,290,000 | 2,050,000 |
| Pretax income | 759,000 | 1,467,000 | 2,807,000 | 3,565,000 |
| Income tax | 155,000 | 300,000 | 577,000 | 729,000 |
| Net income | 604,000 | 1,167,000 | 2,230,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,144,000 | 65,447,000 | 66,285,000 | 66,741,000 |
| Total capital | 70,611,000 | 70,635,000 | 71,435,000 | 72,109,000 |
| Risk-weighted assets | 489,321,000 | 480,662,000 | 487,561,000 | 486,372,000 |