Call reports 2018
NEW PEOPLES BANK, INC. — 2018
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 670,619,000 | 684,143,000 | 678,492,000 | 680,984,000 |
| Total loans | 516,363,000 | 527,378,000 | 531,969,000 | 547,096,000 |
| Allowance for loan losses | 5,702,000 | 5,288,000 | 5,280,000 | 5,336,000 |
| Securities available for sale | 67,033,000 | 63,995,000 | 60,391,000 | 59,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,430,000 | 592,809,000 | 599,255,000 | 596,818,000 |
| Interest-bearing deposits | 426,706,000 | 424,012,000 | 427,247,000 | 431,696,000 |
| Noninterest-bearing deposits | 164,724,000 | 168,797,000 | 172,008,000 | 165,122,000 |
| Equity capital | 64,489,000 | 64,519,000 | 64,593,000 | 66,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,957,000 | 13,940,000 | 21,119,000 | 28,427,000 |
| Interest expense | 721,000 | 1,523,000 | 2,490,000 | 3,492,000 |
| Net interest income | 6,236,000 | 12,417,000 | 18,629,000 | 24,935,000 |
| Noninterest income | 1,677,000 | 3,557,000 | 5,514,000 | 7,512,000 |
| Noninterest expense | 7,514,000 | 15,337,000 | 22,904,000 | 30,163,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 336,000 | 511,000 | 1,050,000 | 2,032,000 |
| Income tax | 81,000 | 62,000 | 206,000 | 351,000 |
| Net income | 255,000 | 449,000 | 844,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,331,000 | 63,920,000 | 63,800,000 | 64,666,000 |
| Total capital | 68,976,000 | 69,208,000 | 69,080,000 | 70,002,000 |
| Risk-weighted assets | 453,409,000 | 471,239,000 | 474,105,000 | 486,395,000 |