Call reports 2017
NEW PEOPLES BANK, INC. — 2017
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 647,397,000 | 659,572,000 | 665,058,000 | 665,756,000 |
| Total loans | 476,490,000 | 488,764,000 | 501,390,000 | 513,008,000 |
| Allowance for loan losses | 5,968,000 | 6,307,000 | 6,086,000 | 6,196,000 |
| Securities available for sale | 72,010,000 | 75,795,000 | 68,231,000 | 71,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,793,000 | 577,208,000 | 582,319,000 | 584,183,000 |
| Interest-bearing deposits | 413,450,000 | 419,544,000 | 422,142,000 | 427,914,000 |
| Noninterest-bearing deposits | 160,343,000 | 157,664,000 | 160,177,000 | 156,269,000 |
| Equity capital | 62,512,000 | 65,642,000 | 66,177,000 | 65,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,087,000 | 12,662,000 | 19,269,000 | 25,975,000 |
| Interest expense | 584,000 | 1,229,000 | 1,909,000 | 2,621,000 |
| Net interest income | 5,503,000 | 11,433,000 | 17,360,000 | 23,354,000 |
| Noninterest income | 1,754,000 | 6,149,000 | 7,951,000 | 9,842,000 |
| Noninterest expense | 6,975,000 | 14,512,000 | 21,559,000 | 28,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 282,000 | 3,070,000 | 3,752,000 | 3,966,000 |
| Income tax | -14,000 | -14,000 | -9,000 | 916,000 |
| Net income | 296,000 | 3,084,000 | 3,761,000 | 3,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,999,000 | 63,934,000 | 64,590,000 | 63,160,000 |
| Total capital | 67,196,000 | 69,284,000 | 70,084,000 | 68,787,000 |
| Risk-weighted assets | 414,962,000 | 427,022,000 | 438,987,000 | 449,620,000 |