Call reports 2015
NEW PEOPLES BANK, INC. — 2015
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 660,024,000 | 642,373,000 | 633,543,000 | 625,428,000 |
| Total loans | 449,929,000 | 443,775,000 | 438,538,000 | 441,169,000 |
| Allowance for loan losses | 8,960,000 | 8,734,000 | 8,672,000 | 7,493,000 |
| Securities available for sale | 100,133,000 | 107,741,000 | 102,383,000 | 101,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,774,000 | 577,826,000 | 565,702,000 | 559,765,000 |
| Interest-bearing deposits | 440,511,000 | 425,617,000 | 421,429,000 | 408,305,000 |
| Noninterest-bearing deposits | 154,263,000 | 152,209,000 | 144,273,000 | 151,460,000 |
| Equity capital | 58,801,000 | 58,869,000 | 61,707,000 | 60,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,266,000 | 12,678,000 | 19,074,000 | 25,656,000 |
| Interest expense | 746,000 | 1,442,000 | 2,058,000 | 2,605,000 |
| Net interest income | 5,520,000 | 11,236,000 | 17,016,000 | 23,051,000 |
| Noninterest income | 1,361,000 | 2,880,000 | 4,616,000 | 6,287,000 |
| Noninterest expense | 6,137,000 | 12,714,000 | 18,959,000 | 28,259,000 |
| Provision for loan losses | 0 | 0 | -1,200,000 | -2,200,000 |
| Pretax income | 779,000 | 1,437,000 | 3,908,000 | 3,314,000 |
| Income tax | 3,000 | 4,000 | 17,000 | 19,000 |
| Net income | 776,000 | 1,433,000 | 3,891,000 | 3,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,480,000 | 59,137,000 | 61,595,000 | 60,998,000 |
| Total capital | 63,348,000 | 63,948,000 | 66,326,000 | 65,713,000 |
| Risk-weighted assets | 385,384,000 | 380,949,000 | 374,560,000 | 374,431,000 |