Call reports 2014
NEW PEOPLES BANK, INC. — 2014
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 696,405,000 | 682,870,000 | 668,914,000 | 650,690,000 |
| Total loans | 482,746,000 | 471,646,000 | 463,942,000 | 457,549,000 |
| Allowance for loan losses | 12,196,000 | 11,576,000 | 10,454,000 | 9,922,000 |
| Securities available for sale | 81,147,000 | 85,831,000 | 97,063,000 | 100,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,985,000 | 621,587,000 | 606,332,000 | 586,620,000 |
| Interest-bearing deposits | 484,208,000 | 473,549,000 | 457,025,000 | 441,243,000 |
| Noninterest-bearing deposits | 150,777,000 | 148,038,000 | 149,307,000 | 145,377,000 |
| Equity capital | 54,282,000 | 54,566,000 | 55,720,000 | 57,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,800,000 | 13,467,000 | 20,090,000 | 26,644,000 |
| Interest expense | 938,000 | 1,841,000 | 2,698,000 | 3,502,000 |
| Net interest income | 5,862,000 | 11,626,000 | 17,392,000 | 23,142,000 |
| Noninterest income | 1,442,000 | 2,684,000 | 4,145,000 | 5,804,000 |
| Noninterest expense | 7,201,000 | 14,192,000 | 20,809,000 | 27,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 122,000 | 731,000 | 1,051,000 |
| Income tax | -1,000 | -5,000 | -9,000 | -5,000 |
| Net income | 107,000 | 127,000 | 740,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,745,000 | 51,146,000 | 52,556,000 | 54,127,000 |
| Total capital | 56,783,000 | 56,064,000 | 57,379,000 | 58,869,000 |
| Risk-weighted assets | 395,882,000 | 386,823,000 | 380,227,000 | 374,221,000 |