Call reports 2013
NEW PEOPLES BANK, INC. — 2013
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 708,237,000 | 699,607,000 | 690,853,000 | 684,554,000 |
| Total loans | 511,376,000 | 510,028,000 | 500,974,000 | 493,023,000 |
| Allowance for loan losses | 14,944,000 | 14,244,000 | 14,207,000 | 13,080,000 |
| Securities available for sale | 54,129,000 | 62,215,000 | 71,194,000 | 79,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,439,000 | 637,736,000 | 629,221,000 | 623,908,000 |
| Interest-bearing deposits | 537,441,000 | 531,537,000 | 523,694,000 | 481,252,000 |
| Noninterest-bearing deposits | 108,998,000 | 106,199,000 | 105,527,000 | 142,656,000 |
| Equity capital | 53,253,000 | 54,018,000 | 54,012,000 | 53,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,529,000 | 15,183,000 | 22,611,000 | 30,076,000 |
| Interest expense | 1,148,000 | 2,224,000 | 3,267,000 | 4,261,000 |
| Net interest income | 6,381,000 | 12,959,000 | 19,344,000 | 25,815,000 |
| Noninterest income | 1,347,000 | 2,596,000 | 3,666,000 | 4,755,000 |
| Noninterest expense | 6,924,000 | 13,634,000 | 20,475,000 | 28,002,000 |
| Provision for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Pretax income | 353,000 | 1,470,000 | 2,084,000 | 2,117,000 |
| Income tax | 104,000 | -12,000 | -10,000 | -21,000 |
| Net income | 249,000 | 1,482,000 | 2,094,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,055,000 | 51,146,000 | 51,636,000 | 51,436,000 |
| Total capital | 55,474,000 | 56,507,000 | 56,880,000 | 56,602,000 |
| Risk-weighted assets | 424,027,000 | 420,003,000 | 410,562,000 | 405,375,000 |