Call reports 2012
NEW PEOPLES BANK, INC. — 2012
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 769,213,000 | 726,196,000 | 708,793,000 | 719,663,000 |
| Total loans | 573,752,000 | 554,103,000 | 538,992,000 | 522,363,000 |
| Allowance for loan losses | 18,031,000 | 18,065,000 | 17,588,000 | 16,810,000 |
| Securities available for sale | 43,497,000 | 46,187,000 | 48,559,000 | 49,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,952,000 | 670,016,000 | 653,916,000 | 658,056,000 |
| Interest-bearing deposits | 586,273,000 | 560,535,000 | 544,160,000 | 554,418,000 |
| Noninterest-bearing deposits | 113,679,000 | 109,481,000 | 109,756,000 | 103,638,000 |
| Equity capital | 49,299,000 | 46,995,000 | 45,756,000 | 53,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,023,000 | 17,388,000 | 25,653,000 | 33,733,000 |
| Interest expense | 1,729,000 | 3,269,000 | 4,608,000 | 5,832,000 |
| Net interest income | 7,294,000 | 14,119,000 | 21,045,000 | 27,901,000 |
| Noninterest income | 1,343,000 | 2,584,000 | 3,708,000 | 4,594,000 |
| Noninterest expense | 8,884,000 | 16,957,000 | 24,654,000 | 31,285,000 |
| Provision for loan losses | 1,950,000 | 3,126,000 | 4,093,000 | 4,800,000 |
| Pretax income | -2,125,000 | -3,043,000 | -3,609,000 | -3,053,000 |
| Income tax | 263,000 | 1,735,000 | 2,549,000 | 2,794,000 |
| Net income | -2,388,000 | -4,778,000 | -6,158,000 | -5,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,891,000 | 43,213,000 | 42,279,000 | 49,806,000 |
| Total capital | 51,056,000 | 49,113,000 | 48,007,000 | 55,315,000 |
| Risk-weighted assets | 481,339,000 | 459,856,000 | 446,414,000 | 429,412,000 |