Call reports 2011
NEW PEOPLES BANK, INC. — 2011
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 864,456,000 | 820,770,000 | 809,929,000 | 781,211,000 |
| Total loans | 683,025,000 | 664,003,000 | 629,610,000 | 597,816,000 |
| Allowance for loan losses | 19,660,000 | 18,697,000 | 17,397,000 | 18,380,000 |
| Securities available for sale | 6,072,000 | 4,383,000 | 17,666,000 | 32,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,287,000 | 741,824,000 | 732,621,000 | 709,125,000 |
| Interest-bearing deposits | 679,600,000 | 638,810,000 | 626,116,000 | 598,686,000 |
| Noninterest-bearing deposits | 103,687,000 | 103,014,000 | 106,505,000 | 110,439,000 |
| Equity capital | 59,668,000 | 58,210,000 | 56,524,000 | 51,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,984,000 | 21,492,000 | 31,584,000 | 41,636,000 |
| Interest expense | 2,641,000 | 5,054,000 | 7,242,000 | 8,963,000 |
| Net interest income | 8,343,000 | 16,438,000 | 24,342,000 | 32,673,000 |
| Noninterest income | 1,317,000 | 2,628,000 | 4,047,000 | 5,429,000 |
| Noninterest expense | 7,592,000 | 16,991,000 | 26,239,000 | 39,268,000 |
| Provision for loan losses | 1,145,000 | 3,457,000 | 6,258,000 | 7,959,000 |
| Pretax income | 923,000 | -1,382,000 | -4,108,000 | -9,125,000 |
| Income tax | 239,000 | -540,000 | -1,542,000 | -1,750,000 |
| Net income | 684,000 | -842,000 | -2,566,000 | -7,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,619,000 | 49,571,000 | 47,764,000 | 46,641,000 |
| Total capital | 59,033,000 | 56,651,000 | 54,507,000 | 53,070,000 |
| Risk-weighted assets | 580,835,000 | 554,796,000 | 528,775,000 | 502,364,000 |