Call reports 2010
NEW PEOPLES BANK, INC. — 2010
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 867,859,000 | 859,540,000 | 848,055,000 | 852,759,000 |
| Total loans | 758,364,000 | 740,130,000 | 732,209,000 | 707,794,000 |
| Allowance for loan losses | 19,332,000 | 16,427,000 | 22,100,000 | 25,014,000 |
| Securities available for sale | 3,626,000 | 3,651,000 | 3,316,000 | 4,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,746,000 | 762,575,000 | 756,866,000 | 766,887,000 |
| Interest-bearing deposits | 677,779,000 | 668,095,000 | 659,443,000 | 678,241,000 |
| Noninterest-bearing deposits | 92,967,000 | 94,480,000 | 97,423,000 | 88,646,000 |
| Equity capital | 68,071,000 | 68,503,000 | 64,113,000 | 58,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,249,000 | 24,601,000 | 36,193,000 | 48,029,000 |
| Interest expense | 3,734,000 | 7,196,000 | 10,290,000 | 13,198,000 |
| Net interest income | 8,515,000 | 17,405,000 | 25,903,000 | 34,831,000 |
| Noninterest income | 1,365,000 | 2,733,000 | 4,220,000 | 5,714,000 |
| Noninterest expense | 7,105,000 | 14,861,000 | 22,081,000 | 31,631,000 |
| Provision for loan losses | 1,990,000 | 3,940,000 | 13,381,000 | 22,328,000 |
| Pretax income | 785,000 | 1,337,000 | -5,339,000 | -13,414,000 |
| Income tax | 226,000 | 365,000 | -1,908,000 | -4,894,000 |
| Net income | 559,000 | 972,000 | -3,431,000 | -8,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,086,000 | 62,311,000 | 57,150,000 | 50,777,000 |
| Total capital | 69,328,000 | 70,358,000 | 65,148,000 | 58,466,000 |
| Risk-weighted assets | 648,309,000 | 635,367,000 | 625,771,000 | 597,324,000 |