Call reports 2009
NEW PEOPLES BANK, INC. — 2009
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 820,763,000 | 839,602,000 | 846,122,000 | 858,068,000 |
| Total loans | 735,259,000 | 747,746,000 | 764,130,000 | 763,570,000 |
| Allowance for loan losses | 7,121,000 | 7,370,000 | 18,853,000 | 18,588,000 |
| Securities available for sale | 2,402,000 | 2,677,000 | 2,650,000 | 2,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,620,000 | 737,089,000 | 749,943,000 | 761,153,000 |
| Interest-bearing deposits | 622,789,000 | 642,218,000 | 657,987,000 | 672,395,000 |
| Noninterest-bearing deposits | 96,831,000 | 94,871,000 | 91,956,000 | 88,758,000 |
| Equity capital | 71,314,000 | 72,337,000 | 65,971,000 | 67,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,406,000 | 25,121,000 | 37,620,000 | 50,378,000 |
| Interest expense | 4,808,000 | 9,376,000 | 13,716,000 | 17,779,000 |
| Net interest income | 7,598,000 | 15,745,000 | 23,904,000 | 32,599,000 |
| Noninterest income | 1,165,000 | 2,495,000 | 3,752,000 | 5,056,000 |
| Noninterest expense | 6,755,000 | 14,214,000 | 21,188,000 | 28,828,000 |
| Provision for loan losses | 418,000 | 968,000 | 12,768,000 | 12,841,000 |
| Pretax income | 1,590,000 | 3,058,000 | -6,300,000 | -4,014,000 |
| Income tax | 486,000 | 931,000 | -2,304,000 | -1,590,000 |
| Net income | 1,104,000 | 2,127,000 | -3,996,000 | -2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,690,000 | 67,752,000 | 59,427,000 | 60,207,000 |
| Total capital | 73,811,000 | 75,122,000 | 67,690,000 | 68,409,000 |
| Risk-weighted assets | 643,541,000 | 650,505,000 | 650,432,000 | 645,805,000 |