Call reports 2007
NEW PEOPLES BANK, INC. — 2007
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 660,287,000 | 739,512,000 | 744,651,000 | 765,948,000 |
| Total loans | 591,370,000 | 635,363,000 | 661,377,000 | 682,260,000 |
| Allowance for loan losses | 5,124,000 | 5,364,000 | 7,047,000 | 6,620,000 |
| Securities available for sale | 4,488,000 | 3,986,000 | 5,998,000 | 4,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,263,000 | 637,241,000 | 664,454,000 | 657,352,000 |
| Interest-bearing deposits | 508,090,000 | 555,682,000 | 574,768,000 | 573,353,000 |
| Noninterest-bearing deposits | 84,173,000 | 81,559,000 | 89,686,000 | 83,999,000 |
| Equity capital | 53,867,000 | 58,499,000 | 60,178,000 | 60,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,705,000 | 24,184,000 | 37,743,000 | 51,447,000 |
| Interest expense | 5,604,000 | 11,495,000 | 17,889,000 | 24,455,000 |
| Net interest income | 6,101,000 | 12,689,000 | 19,854,000 | 26,992,000 |
| Noninterest income | 872,000 | 1,739,000 | 2,877,000 | 3,953,000 |
| Noninterest expense | 5,185,000 | 10,579,000 | 16,796,000 | 22,891,000 |
| Provision for loan losses | 300,000 | 740,000 | 2,540,000 | 3,840,000 |
| Pretax income | 1,488,000 | 3,109,000 | 3,395,000 | 4,214,000 |
| Income tax | 444,000 | 929,000 | 347,000 | 446,000 |
| Net income | 1,044,000 | 2,180,000 | 3,048,000 | 3,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,865,000 | 53,701,000 | 55,374,000 | 56,060,000 |
| Total capital | 58,989,000 | 59,065,000 | 62,421,000 | 62,680,000 |
| Risk-weighted assets | 544,918,000 | 587,837,000 | 603,655,000 | 616,892,000 |
Machine access — free, no API key
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