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Call reports 2006

NEW PEOPLES BANK, INC. — 2006

What NEW PEOPLES BANK, INC. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/78326387-e692-40ef-bc11-039a1f8d2e9a/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets547,439,000583,023,000619,704,000635,086,000
Total loans490,447,000523,802,000547,483,000569,198,000
Allowance for loan losses4,229,0004,542,0004,730,0004,870,000
Securities available for sale3,587,0003,462,0003,487,0003,493,000
Securities held to maturity0000
Trading assets0000
Total deposits482,038,000512,027,000548,451,000577,349,000
Interest-bearing deposits407,715,000443,492,000469,324,000500,649,000
Noninterest-bearing deposits74,323,00068,535,00079,127,00076,700,000
Equity capital45,952,00050,960,00051,990,00052,824,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income9,006,00018,971,00029,819,00041,280,000
Interest expense3,604,0007,791,00012,763,00018,389,000
Net interest income5,402,00011,180,00017,056,00022,891,000
Noninterest income689,0001,424,0002,188,0003,026,000
Noninterest expense4,341,0008,988,00013,919,00019,118,000
Provision for loan losses312,000705,000965,0001,277,000
Pretax income1,438,0002,911,0004,360,0005,522,000
Income tax414,000873,0001,304,0001,634,000
Net income1,024,0002,038,0003,056,0003,888,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital45,957,00050,972,00051,989,00052,822,000
Total capital50,186,00055,514,00056,719,00057,692,000
Risk-weighted assets478,566,000510,720,000504,181,000521,457,000

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