Call reports 2005
NEW PEOPLES BANK, INC. — 2005
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 452,287,000 | 479,429,000 | 508,828,000 | 527,642,000 |
| Total loans | 402,868,000 | 422,121,000 | 445,338,000 | 468,045,000 |
| Allowance for loan losses | 3,361,000 | 3,648,000 | 3,752,000 | 3,943,000 |
| Securities available for sale | 5,759,000 | 4,871,000 | 6,152,000 | 6,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,772,000 | 438,296,000 | 464,213,000 | 469,779,000 |
| Interest-bearing deposits | 352,274,000 | 379,141,000 | 401,045,000 | 402,771,000 |
| Noninterest-bearing deposits | 58,498,000 | 59,155,000 | 63,168,000 | 67,008,000 |
| Equity capital | 35,215,000 | 38,593,000 | 41,555,000 | 42,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,721,000 | 13,973,000 | 21,928,000 | 30,507,000 |
| Interest expense | 1,979,000 | 4,286,000 | 7,238,000 | 10,610,000 |
| Net interest income | 4,742,000 | 9,687,000 | 14,690,000 | 19,897,000 |
| Noninterest income | 527,000 | 1,095,000 | 1,811,000 | 2,495,000 |
| Noninterest expense | 3,711,000 | 7,621,000 | 11,762,000 | 15,919,000 |
| Provision for loan losses | 320,000 | 682,000 | 857,000 | 1,130,000 |
| Pretax income | 1,238,000 | 2,479,000 | 3,882,000 | 5,343,000 |
| Income tax | 382,000 | 753,000 | 1,198,000 | 1,795,000 |
| Net income | 856,000 | 1,726,000 | 2,684,000 | 3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,232,000 | 38,611,000 | 41,569,000 | 42,433,000 |
| Total capital | 38,593,000 | 42,259,000 | 45,321,000 | 46,376,000 |
| Risk-weighted assets | 369,509,000 | 385,726,000 | 416,388,000 | 455,893,000 |
Machine access — free, no API key
Every figure shown here about NEW PEOPLES BANK, INC. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.