Call reports 2004
NEW PEOPLES BANK, INC. — 2004
What NEW PEOPLES BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 368,296,000 | 394,035,000 | 416,753,000 | 435,455,000 |
| Total loans | 324,029,000 | 347,398,000 | 366,427,000 | 383,567,000 |
| Allowance for loan losses | 2,501,000 | 2,742,000 | 2,840,000 | 3,090,000 |
| Securities available for sale | 5,790,000 | 5,784,000 | 5,804,000 | 5,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,393,000 | 348,156,000 | 380,830,000 | 398,734,000 |
| Interest-bearing deposits | 290,099,000 | 306,509,000 | 324,545,000 | 342,196,000 |
| Noninterest-bearing deposits | 43,294,000 | 41,647,000 | 56,285,000 | 56,538,000 |
| Equity capital | 29,769,000 | 31,877,000 | 33,808,000 | 34,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,479,000 | 11,383,000 | 17,606,000 | 24,265,000 |
| Interest expense | 1,345,000 | 2,790,000 | 4,408,000 | 6,239,000 |
| Net interest income | 4,134,000 | 8,593,000 | 13,198,000 | 18,026,000 |
| Noninterest income | 459,000 | 1,151,000 | 1,675,000 | 2,238,000 |
| Noninterest expense | 3,192,000 | 6,361,000 | 9,919,000 | 13,715,000 |
| Provision for loan losses | 120,000 | 400,000 | 620,000 | 990,000 |
| Pretax income | 1,281,000 | 2,983,000 | 4,334,000 | 5,559,000 |
| Income tax | 438,000 | 1,018,000 | 1,441,000 | 2,088,000 |
| Net income | 843,000 | 1,965,000 | 2,893,000 | 3,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,757,000 | 31,879,000 | 33,807,000 | 34,385,000 |
| Total capital | 32,258,000 | 34,621,000 | 36,647,000 | 37,475,000 |
| Risk-weighted assets | 298,635,000 | 318,788,000 | 333,241,000 | 363,606,000 |
Machine access — free, no API key
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