Call reports 2026
ERGO BANK — 2026
What ERGO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 262,710,000 | 276,713,000 |
| Total loans | 213,204,000 | 224,775,000 |
| Allowance for loan losses | 2,411,000 | 2,464,000 |
| Securities available for sale | 33,809,000 | 32,611,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 221,684,000 | 226,157,000 |
| Interest-bearing deposits | 202,439,000 | 203,826,000 |
| Noninterest-bearing deposits | 19,245,000 | 22,331,000 |
| Equity capital | 25,302,000 | 25,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,847,000 | 7,856,000 |
| Interest expense | 1,295,000 | 2,660,000 |
| Net interest income | 2,552,000 | 5,196,000 |
| Noninterest income | 185,000 | 361,000 |
| Noninterest expense | 2,415,000 | 4,603,000 |
| Provision for loan losses | 401,000 | 453,000 |
| Pretax income | -71,000 | 509,000 |
| Income tax | 39,000 | 68,000 |
| Net income | -110,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,336,000 | 22,545,000 |
| Total capital | 24,747,000 | 25,009,000 |
| Risk-weighted assets | 220,579,000 | 233,196,000 |