Call report 2025Q4
ERGO BANK — 2025Q4
The 22 measures ERGO BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,034,000 | USD | evidence → |
| Total loans | 205,410,000 | USD | evidence → |
| Allowance for loan losses | 2,008,000 | USD | evidence → |
| Securities available for sale | 36,060,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,564,000 | USD | evidence → |
| Interest-bearing deposits | 194,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,712,000 | USD | evidence → |
| Equity capital | 25,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,982,000 | USD | evidence → |
| Interest expense | 5,180,000 | USD | evidence → |
| Net interest income | 9,802,000 | USD | evidence → |
| Noninterest income | 806,000 | USD | evidence → |
| Noninterest expense | 8,165,000 | USD | evidence → |
| Provision for loan losses | 448,000 | USD | evidence → |
| Pretax income | 1,956,000 | USD | evidence → |
| Income tax | 353,000 | USD | evidence → |
| Net income | 1,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,694,000 | USD | evidence → |
| Total capital | 24,702,000 | USD | evidence → |
| Risk-weighted assets | 213,992,000 | USD | evidence → |