Call report 2024Q2
ERGO BANK — 2024Q2
The 22 measures ERGO BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 232,555,000 | USD | evidence → |
| Total loans | 194,375,000 | USD | evidence → |
| Allowance for loan losses | 1,493,000 | USD | evidence → |
| Securities available for sale | 21,885,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,452,000 | USD | evidence → |
| Interest-bearing deposits | 170,391,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,061,000 | USD | evidence → |
| Equity capital | 22,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,579,000 | USD | evidence → |
| Interest expense | 2,551,000 | USD | evidence → |
| Net interest income | 4,028,000 | USD | evidence → |
| Noninterest income | 418,000 | USD | evidence → |
| Noninterest expense | 3,467,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 935,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,086,000 | USD | evidence → |
| Total capital | 21,579,000 | USD | evidence → |
| Risk-weighted assets | 199,449,000 | USD | evidence → |