Call report 2023Q4
ERGO BANK — 2023Q4
The 22 measures ERGO BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,478,000 | USD | evidence → |
| Total loans | 191,953,000 | USD | evidence → |
| Allowance for loan losses | 1,457,000 | USD | evidence → |
| Securities available for sale | 17,986,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,190,000 | USD | evidence → |
| Interest-bearing deposits | 168,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,450,000 | USD | evidence → |
| Equity capital | 22,294,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,515,000 | USD | evidence → |
| Interest expense | 3,246,000 | USD | evidence → |
| Net interest income | 7,269,000 | USD | evidence → |
| Noninterest income | 807,000 | USD | evidence → |
| Noninterest expense | 5,458,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 2,303,000 | USD | evidence → |
| Income tax | 423,000 | USD | evidence → |
| Net income | 1,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,554,000 | USD | evidence → |
| Total capital | 21,011,000 | USD | evidence → |
| Risk-weighted assets | 200,252,000 | USD | evidence → |