Call report 2015Q4
ERGO BANK — 2015Q4
The 22 measures ERGO BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,493,000 | USD | evidence → |
| Total loans | 38,955,000 | USD | evidence → |
| Allowance for loan losses | 777,000 | USD | evidence → |
| Securities available for sale | 31,311,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,776,000 | USD | evidence → |
| Interest-bearing deposits | 58,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,766,000 | USD | evidence → |
| Equity capital | 11,016,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,889,000 | USD | evidence → |
| Interest expense | 224,000 | USD | evidence → |
| Net interest income | 2,665,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 2,364,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 679,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,906,000 | USD | evidence → |
| Total capital | 10,491,000 | USD | evidence → |
| Risk-weighted assets | 46,304,000 | USD | evidence → |