Call report 2014Q4
ERGO BANK — 2014Q4
The 22 measures ERGO BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,441,000 | USD | evidence → |
| Total loans | 40,889,000 | USD | evidence → |
| Allowance for loan losses | 938,000 | USD | evidence → |
| Securities available for sale | 29,098,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,047,000 | USD | evidence → |
| Interest-bearing deposits | 58,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,067,000 | USD | evidence → |
| Equity capital | 10,717,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,055,000 | USD | evidence → |
| Interest expense | 248,000 | USD | evidence → |
| Net interest income | 2,807,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 2,228,000 | USD | evidence → |
| Provision for loan losses | -28,000 | USD | evidence → |
| Pretax income | 872,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,973,000 | USD | evidence → |
| Total capital | 10,569,000 | USD | evidence → |
| Risk-weighted assets | 47,358,000 | USD | evidence → |