Call report 2013Q4
ERGO BANK — 2013Q4
The 22 measures ERGO BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,909,000 | USD | evidence → |
| Total loans | 36,894,000 | USD | evidence → |
| Allowance for loan losses | 1,049,000 | USD | evidence → |
| Securities available for sale | 30,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,042,000 | USD | evidence → |
| Interest-bearing deposits | 58,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,236,000 | USD | evidence → |
| Equity capital | 10,087,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,060,000 | USD | evidence → |
| Interest expense | 291,000 | USD | evidence → |
| Net interest income | 2,769,000 | USD | evidence → |
| Noninterest income | 261,000 | USD | evidence → |
| Noninterest expense | 2,186,000 | USD | evidence → |
| Provision for loan losses | -63,000 | USD | evidence → |
| Pretax income | 907,000 | USD | evidence → |
| Income tax | 113,000 | USD | evidence → |
| Net income | 794,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,734,000 | USD | evidence → |
| Total capital | 10,297,000 | USD | evidence → |
| Risk-weighted assets | 44,535,000 | USD | evidence → |