Call report 2008Q4
ERGO BANK — 2008Q4
The 22 measures ERGO BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,620,000 | USD | evidence → |
| Total loans | 42,011,000 | USD | evidence → |
| Allowance for loan losses | 600,000 | USD | evidence → |
| Securities available for sale | 27,265,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,945,000 | USD | evidence → |
| Interest-bearing deposits | 56,011,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,934,000 | USD | evidence → |
| Equity capital | 10,513,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,655,000 | USD | evidence → |
| Interest expense | 1,739,000 | USD | evidence → |
| Net interest income | 2,916,000 | USD | evidence → |
| Noninterest income | 507,000 | USD | evidence → |
| Noninterest expense | 2,328,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 755,000 | USD | evidence → |
| Income tax | -100,000 | USD | evidence → |
| Net income | 855,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,159,000 | USD | evidence → |
| Total capital | 10,759,000 | USD | evidence → |
| Risk-weighted assets | 48,126,000 | USD | evidence → |