Call reports 2006
ERGO BANK — 2006
What ERGO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,558,000 | 78,602,000 | 79,405,000 | 82,534,000 |
| Total loans | 43,117,000 | 45,392,000 | 45,934,000 | 44,201,000 |
| Allowance for loan losses | 548,000 | 558,000 | 561,000 | 546,000 |
| Securities available for sale | 26,114,000 | 24,573,000 | 24,776,000 | 24,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,932,000 | 60,330,000 | 61,188,000 | 64,024,000 |
| Interest-bearing deposits | 53,864,000 | 53,921,000 | 54,420,000 | 57,567,000 |
| Noninterest-bearing deposits | 7,068,000 | 6,409,000 | 6,768,000 | 6,457,000 |
| Equity capital | 9,443,000 | 9,503,000 | 9,808,000 | 9,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,398,000 | 3,653,000 | 4,982,000 |
| Interest expense | 439,000 | 915,000 | 1,442,000 | 1,995,000 |
| Net interest income | 727,000 | 1,483,000 | 2,211,000 | 2,987,000 |
| Noninterest income | 102,000 | 394,000 | 486,000 | 559,000 |
| Noninterest expense | 639,000 | 1,366,000 | 1,979,000 | 2,523,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 43,000 |
| Pretax income | 175,000 | 457,000 | 649,000 | 956,000 |
| Income tax | 7,000 | 54,000 | 69,000 | 133,000 |
| Net income | 168,000 | 403,000 | 580,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,590,000 | 9,765,000 | 9,882,000 | 9,754,000 |
| Total capital | 10,138,000 | 10,323,000 | 10,443,000 | 10,300,000 |
| Risk-weighted assets | 48,968,000 | 50,540,000 | 51,209,000 | 50,984,000 |
Machine access — free, no API key
Every figure shown here about ERGO BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.