Call reports 2005
ERGO BANK — 2005
What ERGO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 81,643,000 | 78,771,000 | 80,443,000 | 80,827,000 |
| Total loans | 43,264,000 | 43,143,000 | 44,474,000 | 42,109,000 |
| Allowance for loan losses | 553,000 | 552,000 | 606,000 | 541,000 |
| Securities available for sale | 27,193,000 | 27,760,000 | 27,267,000 | 27,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,954,000 | 61,278,000 | 62,036,000 | 63,255,000 |
| Interest-bearing deposits | 54,460,000 | 53,765,000 | 52,561,000 | 55,347,000 |
| Noninterest-bearing deposits | 9,494,000 | 7,513,000 | 9,475,000 | 7,908,000 |
| Equity capital | 9,169,000 | 9,366,000 | 9,430,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,255,000 | 3,396,000 | 4,554,000 |
| Interest expense | 359,000 | 723,000 | 1,102,000 | 1,509,000 |
| Net interest income | 764,000 | 1,532,000 | 2,294,000 | 3,045,000 |
| Noninterest income | 85,000 | 172,000 | 264,000 | 346,000 |
| Noninterest expense | 587,000 | 1,196,000 | 1,812,000 | 2,423,000 |
| Provision for loan losses | 13,000 | 113,000 | 176,000 | 190,000 |
| Pretax income | 226,000 | 372,000 | 547,000 | 755,000 |
| Income tax | 18,000 | 6,000 | 4,000 | 53,000 |
| Net income | 208,000 | 366,000 | 543,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,167,000 | 9,265,000 | 9,383,000 | 9,482,000 |
| Total capital | 9,720,000 | 9,817,000 | 9,989,000 | 10,023,000 |
| Risk-weighted assets | 48,751,000 | 47,957,000 | 49,763,000 | 48,916,000 |
Machine access — free, no API key
Every figure shown here about ERGO BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.