Call reports 2024
MILLEDGEVILLE STATE BANK — 2024
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 178,686,000 | 180,309,000 | 184,186,000 | 191,144,000 |
| Total loans | 110,006,000 | 110,202,000 | 110,811,000 | 117,248,000 |
| Allowance for loan losses | 1,469,000 | 1,469,000 | 1,443,000 | 1,125,000 |
| Securities available for sale | 44,541,000 | 44,504,000 | 47,874,000 | 47,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,522,000 | 136,456,000 | 142,257,000 | 150,091,000 |
| Interest-bearing deposits | 118,852,000 | 121,048,000 | 124,351,000 | 129,207,000 |
| Noninterest-bearing deposits | 15,670,000 | 15,408,000 | 17,906,000 | 20,884,000 |
| Equity capital | 16,922,000 | 17,145,000 | 18,905,000 | 17,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,689,000 | 7,068,000 | 9,528,000 |
| Interest expense | 1,198,000 | 2,429,000 | 3,767,000 | 5,142,000 |
| Net interest income | 1,119,000 | 2,260,000 | 3,301,000 | 4,386,000 |
| Noninterest income | 84,000 | 169,000 | 256,000 | 338,000 |
| Noninterest expense | 711,000 | 1,326,000 | 1,995,000 | 2,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 466,000 | 1,077,000 | 1,536,000 | 1,642,000 |
| Income tax | 14,000 | 20,000 | 26,000 | 32,000 |
| Net income | 452,000 | 1,057,000 | 1,510,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,468,000 | 20,881,000 | 21,247,000 | 21,434,000 |
| Total capital | 21,937,000 | 22,350,000 | 22,690,000 | 22,559,000 |
| Risk-weighted assets | 132,890,000 | 130,062,000 | 139,665,000 | 138,066,000 |