Call reports 2023
MILLEDGEVILLE STATE BANK — 2023
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 172,638,000 | 170,944,000 | 174,372,000 | 178,541,000 |
| Total loans | 104,701,000 | 106,346,000 | 110,248,000 | 112,426,000 |
| Allowance for loan losses | 1,469,000 | 1,469,000 | 1,469,000 | 1,469,000 |
| Securities available for sale | 41,941,000 | 41,885,000 | 41,582,000 | 43,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,443,000 | 128,546,000 | 131,726,000 | 133,498,000 |
| Interest-bearing deposits | 116,927,000 | 112,406,000 | 117,188,000 | 116,665,000 |
| Noninterest-bearing deposits | 14,516,000 | 16,140,000 | 14,538,000 | 16,833,000 |
| Equity capital | 16,326,000 | 15,908,000 | 14,690,000 | 17,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,915,000 | 6,093,000 | 8,299,000 |
| Interest expense | 725,000 | 1,586,000 | 2,625,000 | 3,798,000 |
| Net interest income | 1,175,000 | 2,329,000 | 3,468,000 | 4,501,000 |
| Noninterest income | 63,000 | 139,000 | 240,000 | 439,000 |
| Noninterest expense | 658,000 | 1,364,000 | 2,035,000 | 2,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 576,000 | 1,097,000 | 1,655,000 | 2,219,000 |
| Income tax | 6,000 | 12,000 | 26,000 | 50,000 |
| Net income | 570,000 | 1,085,000 | 1,629,000 | 2,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,815,000 | 20,036,000 | 20,289,000 | 20,827,000 |
| Total capital | 21,284,000 | 21,505,000 | 21,758,000 | 22,296,000 |
| Risk-weighted assets | 127,511,000 | 126,228,000 | 117,520,000 | 132,890,000 |