Call reports 2022
MILLEDGEVILLE STATE BANK — 2022
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 169,788,000 | 171,598,000 | 170,472,000 | 174,290,000 |
| Total loans | 103,371,000 | 102,966,000 | 102,567,000 | 108,505,000 |
| Allowance for loan losses | 1,562,000 | 1,576,000 | 1,402,000 | 1,469,000 |
| Securities available for sale | 42,866,000 | 42,864,000 | 43,879,000 | 40,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,828,000 | 128,518,000 | 130,044,000 | 133,662,000 |
| Interest-bearing deposits | 112,520,000 | 114,256,000 | 116,032,000 | 116,040,000 |
| Noninterest-bearing deposits | 14,308,000 | 14,263,000 | 14,013,000 | 17,622,000 |
| Equity capital | 17,146,000 | 15,469,000 | 14,403,000 | 15,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,087,000 | 4,831,000 | 6,738,000 |
| Interest expense | 199,000 | 432,000 | 756,000 | 1,251,000 |
| Net interest income | 1,294,000 | 2,655,000 | 4,075,000 | 5,487,000 |
| Noninterest income | 64,000 | 125,000 | 217,000 | 293,000 |
| Noninterest expense | 583,000 | 1,264,000 | 1,976,000 | 2,638,000 |
| Provision for loan losses | 159,000 | 173,000 | 173,000 | 173,000 |
| Pretax income | 616,000 | 1,343,000 | 2,143,000 | 2,870,000 |
| Income tax | 6,000 | 12,000 | 123,000 | 164,000 |
| Net income | 610,000 | 1,331,000 | 2,020,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,386,000 | 18,772,000 | 19,294,000 | 19,960,000 |
| Total capital | 19,948,000 | 20,254,000 | 20,696,000 | 21,429,000 |
| Risk-weighted assets | 124,960,000 | 118,463,000 | 127,737,000 | 127,599,000 |