Call reports 2021
MILLEDGEVILLE STATE BANK — 2021
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,618,000 | 163,944,000 | 166,915,000 | 169,412,000 |
| Total loans | 100,154,000 | 98,622,000 | 100,062,000 | 101,733,000 |
| Allowance for loan losses | 1,432,000 | 1,731,000 | 1,743,000 | 1,368,000 |
| Securities available for sale | 37,196,000 | 39,692,000 | 42,897,000 | 43,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,965,000 | 119,442,000 | 122,871,000 | 125,618,000 |
| Interest-bearing deposits | 105,883,000 | 107,431,000 | 109,876,000 | 109,088,000 |
| Noninterest-bearing deposits | 13,082,000 | 12,011,000 | 12,995,000 | 16,530,000 |
| Equity capital | 18,643,000 | 19,040,000 | 19,517,000 | 19,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,122,000 | 4,620,000 | 6,085,000 |
| Interest expense | 259,000 | 495,000 | 709,000 | 914,000 |
| Net interest income | 1,251,000 | 2,627,000 | 3,911,000 | 5,171,000 |
| Noninterest income | 72,000 | 137,000 | 204,000 | 270,000 |
| Noninterest expense | 578,000 | 1,188,000 | 1,780,000 | 2,505,000 |
| Provision for loan losses | 44,000 | 343,000 | 343,000 | 568,000 |
| Pretax income | 701,000 | 1,255,000 | 2,014,000 | 2,371,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 162,000 |
| Net income | 695,000 | 1,243,000 | 1,996,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,464,000 | 17,650,000 | 18,138,000 | 18,316,000 |
| Total capital | 18,896,000 | 19,113,000 | 19,598,000 | 19,684,000 |
| Risk-weighted assets | 114,560,000 | 116,796,000 | 116,513,000 | 116,955,000 |