Call reports 2020
MILLEDGEVILLE STATE BANK — 2020
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,578,000 | 152,057,000 | 155,194,000 | 157,954,000 |
| Total loans | 94,342,000 | 95,716,000 | 97,679,000 | 94,055,000 |
| Allowance for loan losses | 1,372,000 | 1,437,000 | 1,388,000 | 1,388,000 |
| Securities available for sale | 30,722,000 | 34,471,000 | 35,634,000 | 36,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,392,000 | 110,659,000 | 113,438,000 | 115,782,000 |
| Interest-bearing deposits | 96,661,000 | 100,499,000 | 102,033,000 | 103,081,000 |
| Noninterest-bearing deposits | 8,731,000 | 10,160,000 | 11,405,000 | 12,701,000 |
| Equity capital | 15,594,000 | 17,701,000 | 18,264,000 | 18,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,203,000 | 4,730,000 | 6,236,000 |
| Interest expense | 473,000 | 890,000 | 1,259,000 | 1,576,000 |
| Net interest income | 1,118,000 | 2,313,000 | 3,471,000 | 4,660,000 |
| Noninterest income | 58,000 | 115,000 | 175,000 | 224,000 |
| Noninterest expense | 553,000 | 1,161,000 | 1,712,000 | 2,330,000 |
| Provision for loan losses | 438,000 | 564,000 | 564,000 | 564,000 |
| Pretax income | 213,000 | 731,000 | 1,414,000 | 2,038,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 25,000 |
| Net income | 207,000 | 719,000 | 1,396,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,020,000 | 16,286,000 | 16,695,000 | 17,312,000 |
| Total capital | 17,392,000 | 17,672,000 | 18,083,000 | 18,700,000 |
| Risk-weighted assets | 109,760,000 | 110,840,000 | 111,040,000 | 111,712,000 |