Call reports 2019
MILLEDGEVILLE STATE BANK — 2019
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,361,000 | 147,920,000 | 148,605,000 | 147,093,000 |
| Total loans | 90,599,000 | 92,186,000 | 91,702,000 | 93,380,000 |
| Allowance for loan losses | 1,169,000 | 1,241,000 | 1,149,000 | 1,179,000 |
| Securities available for sale | 34,644,000 | 36,402,000 | 36,573,000 | 33,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,379,000 | 107,497,000 | 106,471,000 | 107,140,000 |
| Interest-bearing deposits | 98,412,000 | 99,312,000 | 96,978,000 | 96,415,000 |
| Noninterest-bearing deposits | 8,967,000 | 8,185,000 | 9,493,000 | 10,725,000 |
| Equity capital | 16,038,000 | 16,531,000 | 17,165,000 | 17,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,209,000 | 4,876,000 | 6,512,000 |
| Interest expense | 466,000 | 975,000 | 1,504,000 | 2,017,000 |
| Net interest income | 1,102,000 | 2,234,000 | 3,372,000 | 4,495,000 |
| Noninterest income | 56,000 | 121,000 | 188,000 | 271,000 |
| Noninterest expense | 539,000 | 1,255,000 | 1,796,000 | 2,439,000 |
| Provision for loan losses | 50,000 | 161,000 | 263,000 | 297,000 |
| Pretax income | 569,000 | 942,000 | 1,503,000 | 2,050,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 563,000 | 930,000 | 1,485,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,702,000 | 15,762,000 | 16,134,000 | 16,353,000 |
| Total capital | 16,870,000 | 17,003,000 | 17,283,000 | 17,532,000 |
| Risk-weighted assets | 105,149,000 | 107,001,000 | 106,371,000 | 108,180,000 |