Call reports 2018
MILLEDGEVILLE STATE BANK — 2018
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,483,000 | 134,896,000 | 135,525,000 | 142,314,000 |
| Total loans | 85,802,000 | 86,336,000 | 86,556,000 | 87,777,000 |
| Allowance for loan losses | 1,086,000 | 1,098,000 | 1,093,000 | 1,119,000 |
| Securities available for sale | 30,609,000 | 30,965,000 | 31,216,000 | 33,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,793,000 | 99,337,000 | 98,933,000 | 103,096,000 |
| Interest-bearing deposits | 87,541,000 | 89,685,000 | 91,020,000 | 92,009,000 |
| Noninterest-bearing deposits | 8,252,000 | 9,652,000 | 7,913,000 | 11,087,000 |
| Equity capital | 14,425,000 | 14,657,000 | 14,857,000 | 15,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,837,000 | 4,311,000 | 5,829,000 |
| Interest expense | 313,000 | 677,000 | 1,077,000 | 1,525,000 |
| Net interest income | 1,066,000 | 2,160,000 | 3,234,000 | 4,304,000 |
| Noninterest income | 56,000 | 120,000 | 191,000 | 254,000 |
| Noninterest expense | 541,000 | 1,140,000 | 1,673,000 | 2,277,000 |
| Provision for loan losses | 0 | 12,000 | 19,000 | 120,000 |
| Pretax income | 569,000 | 1,125,000 | 1,735,000 | 2,160,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 30,000 |
| Net income | 564,000 | 1,114,000 | 1,719,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,673,000 | 14,939,000 | 15,336,000 | 15,726,000 |
| Total capital | 15,759,000 | 16,037,000 | 16,429,000 | 16,845,000 |
| Risk-weighted assets | 98,465,000 | 99,246,000 | 100,249,000 | 102,955,000 |