Call reports 2017
MILLEDGEVILLE STATE BANK — 2017
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,417,000 | 126,994,000 | 128,158,000 | 133,093,000 |
| Total loans | 78,773,000 | 78,776,000 | 80,194,000 | 83,735,000 |
| Allowance for loan losses | 1,070,000 | 1,070,000 | 1,079,000 | 1,086,000 |
| Securities available for sale | 32,518,000 | 33,101,000 | 33,117,000 | 31,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,510,000 | 93,042,000 | 93,469,000 | 96,381,000 |
| Interest-bearing deposits | 82,255,000 | 82,323,000 | 84,631,000 | 84,179,000 |
| Noninterest-bearing deposits | 9,255,000 | 10,719,000 | 8,838,000 | 12,202,000 |
| Equity capital | 13,709,000 | 14,220,000 | 14,441,000 | 14,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,574,000 | 3,906,000 | 5,270,000 |
| Interest expense | 251,000 | 507,000 | 794,000 | 1,087,000 |
| Net interest income | 1,018,000 | 2,067,000 | 3,112,000 | 4,183,000 |
| Noninterest income | 52,000 | 109,000 | 164,000 | 228,000 |
| Noninterest expense | 490,000 | 1,022,000 | 1,525,000 | 2,118,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 617,000 | 1,209,000 | 1,794,000 | 2,315,000 |
| Income tax | 7,000 | 13,000 | 20,000 | 20,000 |
| Net income | 610,000 | 1,196,000 | 1,774,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,553,000 | 13,679,000 | 13,981,000 | 14,502,000 |
| Total capital | 14,623,000 | 14,749,000 | 15,060,000 | 15,588,000 |
| Risk-weighted assets | 89,578,000 | 90,423,000 | 89,884,000 | 95,745,000 |