Call reports 2014
MILLEDGEVILLE STATE BANK — 2014
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,735,000 | 105,019,000 | 106,391,000 | 108,723,000 |
| Total loans | 64,024,000 | 65,106,000 | 68,150,000 | 69,724,000 |
| Allowance for loan losses | 703,000 | 760,000 | 784,000 | 700,000 |
| Securities available for sale | 32,221,000 | 32,458,000 | 31,625,000 | 30,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,761,000 | 81,308,000 | 80,656,000 | 81,464,000 |
| Interest-bearing deposits | 71,029,000 | 72,628,000 | 73,152,000 | 72,232,000 |
| Noninterest-bearing deposits | 8,732,000 | 8,680,000 | 7,504,000 | 9,232,000 |
| Equity capital | 11,668,000 | 12,171,000 | 12,352,000 | 12,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,138,000 | 3,226,000 | 4,362,000 |
| Interest expense | 130,000 | 265,000 | 410,000 | 557,000 |
| Net interest income | 927,000 | 1,873,000 | 2,816,000 | 3,805,000 |
| Noninterest income | 59,000 | 108,000 | 146,000 | 194,000 |
| Noninterest expense | 433,000 | 849,000 | 1,361,000 | 1,832,000 |
| Provision for loan losses | 41,000 | 97,000 | 130,000 | 263,000 |
| Pretax income | 512,000 | 1,039,000 | 1,489,000 | 1,935,000 |
| Income tax | 6,000 | 13,000 | 19,000 | 21,000 |
| Net income | 506,000 | 1,026,000 | 1,470,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,823,000 | 10,944,000 | 11,157,000 | 11,601,000 |
| Total capital | 11,526,000 | 11,704,000 | 11,941,000 | 12,301,000 |
| Risk-weighted assets | 75,763,000 | 77,909,000 | 82,032,000 | 86,210,000 |