Call reports 2013
MILLEDGEVILLE STATE BANK — 2013
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,568,000 | 97,287,000 | 97,041,000 | 102,277,000 |
| Total loans | 56,281,000 | 58,152,000 | 59,281,000 | 61,685,000 |
| Allowance for loan losses | 679,000 | 679,000 | 679,000 | 668,000 |
| Securities available for sale | 31,423,000 | 31,860,000 | 31,484,000 | 32,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,093,000 | 78,130,000 | 76,563,000 | 81,260,000 |
| Interest-bearing deposits | 68,941,000 | 69,149,000 | 68,991,000 | 68,676,000 |
| Noninterest-bearing deposits | 8,152,000 | 8,981,000 | 7,572,000 | 12,584,000 |
| Equity capital | 11,783,000 | 11,365,000 | 11,108,000 | 11,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,983,000 | 2,991,000 | 4,042,000 |
| Interest expense | 120,000 | 246,000 | 370,000 | 497,000 |
| Net interest income | 871,000 | 1,737,000 | 2,621,000 | 3,545,000 |
| Noninterest income | 47,000 | 97,000 | 158,000 | 194,000 |
| Noninterest expense | 403,000 | 777,000 | 1,228,000 | 1,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 121,000 |
| Pretax income | 515,000 | 1,094,000 | 1,600,000 | 2,009,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 25,000 |
| Net income | 510,000 | 1,084,000 | 1,585,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,968,000 | 10,153,000 | 10,405,000 | 10,803,000 |
| Total capital | 10,647,000 | 10,832,000 | 11,084,000 | 11,471,000 |
| Risk-weighted assets | 68,476,000 | 70,828,000 | 72,088,000 | 74,600,000 |