Call reports 2012
MILLEDGEVILLE STATE BANK — 2012
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,639,000 | 85,580,000 | 88,807,000 | 92,982,000 |
| Total loans | 52,081,000 | 50,856,000 | 54,656,000 | 55,760,000 |
| Allowance for loan losses | 599,000 | 651,000 | 704,000 | 666,000 |
| Securities available for sale | 24,683,000 | 26,529,000 | 28,494,000 | 28,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,224,000 | 72,116,000 | 72,855,000 | 78,788,000 |
| Interest-bearing deposits | 62,662,000 | 65,401,000 | 65,216,000 | 67,503,000 |
| Noninterest-bearing deposits | 6,562,000 | 6,715,000 | 7,639,000 | 11,285,000 |
| Equity capital | 10,422,000 | 10,759,000 | 11,099,000 | 11,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,003,000 | 2,982,000 | 3,989,000 |
| Interest expense | 163,000 | 316,000 | 451,000 | 583,000 |
| Net interest income | 846,000 | 1,687,000 | 2,531,000 | 3,406,000 |
| Noninterest income | 45,000 | 93,000 | 143,000 | 204,000 |
| Noninterest expense | 396,000 | 754,000 | 1,151,000 | 1,549,000 |
| Provision for loan losses | 42,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 453,000 | 927,000 | 1,427,000 | 1,965,000 |
| Income tax | 0 | 0 | 15,000 | 21,000 |
| Net income | 453,000 | 927,000 | 1,412,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,862,000 | 9,001,000 | 9,272,000 | 9,804,000 |
| Total capital | 9,461,000 | 9,652,000 | 9,976,000 | 10,470,000 |
| Risk-weighted assets | 61,864,000 | 62,297,000 | 65,691,000 | 66,232,000 |