Call reports 2011
MILLEDGEVILLE STATE BANK — 2011
What MILLEDGEVILLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,701,000 | 79,437,000 | 81,587,000 | 84,806,000 |
| Total loans | 45,749,000 | 47,958,000 | 50,487,000 | 50,553,000 |
| Allowance for loan losses | 500,000 | 460,000 | 523,000 | 557,000 |
| Securities available for sale | 23,890,000 | 24,954,000 | 25,749,000 | 24,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,990,000 | 65,024,000 | 66,438,000 | 68,936,000 |
| Interest-bearing deposits | 56,835,000 | 59,087,000 | 60,840,000 | 60,472,000 |
| Noninterest-bearing deposits | 6,155,000 | 5,937,000 | 5,598,000 | 8,464,000 |
| Equity capital | 8,313,000 | 9,015,000 | 9,815,000 | 10,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,924,000 | 2,946,000 | 3,969,000 |
| Interest expense | 213,000 | 414,000 | 611,000 | 789,000 |
| Net interest income | 735,000 | 1,510,000 | 2,335,000 | 3,180,000 |
| Noninterest income | 41,000 | 92,000 | 137,000 | 280,000 |
| Noninterest expense | 383,000 | 802,000 | 1,192,000 | 1,584,000 |
| Provision for loan losses | 70,000 | 151,000 | 211,000 | 296,000 |
| Pretax income | 323,000 | 649,000 | 1,069,000 | 1,580,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 323,000 | 649,000 | 1,069,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,712,000 | 7,948,000 | 8,336,000 | 8,741,000 |
| Total capital | 8,212,000 | 8,408,000 | 8,859,000 | 9,298,000 |
| Risk-weighted assets | 55,092,000 | 57,640,000 | 60,681,000 | 60,764,000 |