Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 892,522,000 | 878,109,000 | 905,733,000 | 890,355,000 |
| Total loans | 572,926,000 | 565,493,000 | 565,325,000 | 580,617,000 |
| Allowance for loan losses | 7,068,000 | 6,905,000 | 8,922,000 | 13,152,000 |
| Securities available for sale | 32,892,000 | 28,659,000 | 26,421,000 | 26,309,000 |
| Securities held to maturity | 74,114,000 | 71,521,000 | 68,962,000 | 66,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,972,000 | 759,313,000 | 784,977,000 | 765,847,000 |
| Interest-bearing deposits | 522,732,000 | 497,242,000 | 529,495,000 | 517,822,000 |
| Noninterest-bearing deposits | 252,240,000 | 262,071,000 | 255,482,000 | 248,025,000 |
| Equity capital | 101,500,000 | 104,111,000 | 105,543,000 | 106,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,048,000 | 24,325,000 | 36,680,000 | 48,764,000 |
| Interest expense | 3,329,000 | 6,711,000 | 10,185,000 | 13,655,000 |
| Net interest income | 8,719,000 | 17,614,000 | 26,495,000 | 35,109,000 |
| Noninterest income | 406,000 | 1,006,000 | 1,299,000 | 1,866,000 |
| Noninterest expense | 6,581,000 | 13,066,000 | 18,743,000 | 23,326,000 |
| Provision for loan losses | 0 | 0 | 2,000,000 | 6,223,000 |
| Pretax income | 2,544,000 | 5,554,000 | 7,051,000 | 7,426,000 |
| Income tax | 630,000 | 1,467,000 | 1,888,000 | 1,976,000 |
| Net income | 1,914,000 | 4,087,000 | 5,163,000 | 5,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,173,000 | 105,595,000 | 106,839,000 | 107,276,000 |
| Total capital | 110,284,000 | 112,543,000 | 114,941,000 | 115,727,000 |
| Risk-weighted assets | 641,069,000 | 642,204,000 | 647,340,000 | 671,372,000 |