Call reports 2024
PINNACLE BANK — 2024
What PINNACLE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 833,080,000 | 849,534,000 | 891,405,000 | 846,847,000 |
| Total loans | 571,873,000 | 592,876,000 | 610,199,000 | 596,532,000 |
| Allowance for loan losses | 6,225,000 | 6,319,000 | 7,335,000 | 7,352,000 |
| Securities available for sale | 39,782,000 | 39,348,000 | 39,791,000 | 36,836,000 |
| Securities held to maturity | 83,973,000 | 81,406,000 | 78,806,000 | 76,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,391,000 | 740,947,000 | 780,878,000 | 732,232,000 |
| Interest-bearing deposits | 478,599,000 | 488,502,000 | 517,107,000 | 483,555,000 |
| Noninterest-bearing deposits | 248,792,000 | 252,445,000 | 263,771,000 | 248,677,000 |
| Equity capital | 91,245,000 | 94,278,000 | 95,581,000 | 98,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,822,000 | 25,656,000 | 38,787,000 | 51,711,000 |
| Interest expense | 3,189,000 | 6,590,000 | 10,223,000 | 13,727,000 |
| Net interest income | 9,633,000 | 19,066,000 | 28,564,000 | 37,984,000 |
| Noninterest income | 529,000 | 1,293,000 | 1,707,000 | 2,197,000 |
| Noninterest expense | 6,451,000 | 12,699,000 | 18,861,000 | 24,089,000 |
| Provision for loan losses | 294,000 | 384,000 | 3,807,000 | 3,807,000 |
| Pretax income | 3,405,000 | 7,274,000 | 7,597,000 | 12,301,000 |
| Income tax | 952,000 | 2,092,000 | 2,172,000 | 3,455,000 |
| Net income | 2,453,000 | 5,182,000 | 5,425,000 | 8,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,810,000 | 96,799,000 | 97,427,000 | 101,001,000 |
| Total capital | 100,106,000 | 103,179,000 | 104,826,000 | 108,396,000 |
| Risk-weighted assets | 667,077,000 | 683,518,000 | 683,002,000 | 663,537,000 |